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Full Terms of Service
Last Updated: July 21, 2025
Welcome to Endeavor Risk Advisors, LLC (“Endeavor Risk,” “we,” “us,” or “our”). These Full Terms of Service (“Terms”) govern your access to and use of our website at http://www.endeavorrisk.com (the “Website”), as well as any services, content, or products provided by Endeavor Risk Advisors, LLC. By accessing or using the Website or our services, you agree to be bound by these Terms. If you do not agree with these Terms, you must not use the Website or our services.
- Acceptance of Terms
By accessing or using the Website or any services provided by Endeavor Risk, you represent that you are at least 18 years of age or have the consent of a parent or legal guardian, and you agree to comply with these Terms and all applicable laws and regulations. These Terms constitute a legally binding agreement between you and Endeavor Risk Advisors, LLC.
- SMS Terms of Service
By opting into SMS communications through a web form, phone call, or other medium, you agree to receive SMS messages from Endeavor Risk Advisors, LLC. These messages may include, but are not limited to:
- Appointment Reminders: Notifications about upcoming appointments or consultations.
- Order Alerts: Updates regarding the status of orders or services.
- Account Notifications: Alerts related to your account, such as password resets, account updates, or security notices.
- Promotional Messages: Information about new services, offers, or events (where permitted by law).
- Conversational Messages: SMS communications for external conversations or internal communications between employees.
Messaging Frequency: The frequency of messages may vary depending on your interactions with us and the services you have requested.
Message and Data Rates: Standard message and data rates may apply as determined by your mobile carrier.
Opt-Out: You may opt out of receiving SMS messages at any time by replying STOP to any message.
Assistance: For help, reply HELP to any message or visit our website at http://www.endeavorrisk.com.
Privacy Policy and Terms: For more information, please review our Privacy Policy at http://www.endeavorrisk.com/privacy-policy and these Terms of Service at http://www.endeavorrisk.com/terms-of-service.
- Account Registration and Management
3.1 Account Creation
To access certain features or services on the Website, you may be required to create an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate.
3.2 Account Security
You are responsible for maintaining the confidentiality of your account credentials, including your username and password. You agree to notify us immediately of any unauthorized access or use of your account. Endeavor Risk is not liable for any loss or damage arising from your failure to protect your account credentials.
3.3 Account Termination
We reserve the right to suspend or terminate your account at our sole discretion, without notice, if we believe you have violated these Terms or engaged in conduct that poses a risk to Endeavor Risk or other users.
- Intellectual Property
All content on the Website, including but not limited to text, graphics, logos, images, software, and other materials, is the property of Endeavor Risk Advisors, LLC or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, modify, distribute, or create derivative works from any content without our prior written consent. Limited permission is granted to view and use the Website for personal, non-commercial purposes in accordance with these Terms.
- User Conduct
You agree not to:
- Use the Website or services for any unlawful, fraudulent, or prohibited purpose.
- Upload, post, or transmit any content that is defamatory, obscene, offensive, or violates the rights of others.
- Interfere with or disrupt the Website’s functionality, including through the use of viruses, malware, or other harmful code.
- Attempt to gain unauthorized access to our systems, networks, or user accounts.
- Engage in any activity that could damage the reputation of Endeavor Risk or its affiliates.
- Services Provided
Endeavor Risk Advisors, LLC provides risk advisory and related services. Any specific services, including consultations, reports, or other deliverables, will be governed by separate agreements or contracts as applicable. These Terms apply to your use of the Website and any general interactions with our services unless otherwise specified in a separate agreement.
- Payment Terms
If you purchase any services or products through the Website, you agree to pay all applicable fees as described at the time of purchase. All payments are non-refundable unless otherwise stated in a separate agreement or required by law. You are responsible for providing accurate payment information and authorizing us to charge the provided payment method.
- Limitation of Liability
To the fullest extent permitted by law, Endeavor Risk Advisors, LLC, its affiliates, officers, directors, employees, or agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or goodwill, arising out of or related to your use of the Website or services. Our total liability to you for any claim shall not exceed the amount paid by you, if any, for accessing the Website or services.
- Disclaimer of Warranties
The Website and our services are provided on an “as is” and “as available” basis. We make no warranties, express or implied, regarding the Website’s operation, availability, accuracy, or fitness for a particular purpose. We do not warrant that the Website will be uninterrupted, error-free, or free of viruses or other harmful components.
- Indemnification
You agree to indemnify, defend, and hold harmless Endeavor Risk Advisors, LLC, its affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, or expenses (including reasonable attorneys’ fees) arising out of your use of the Website, violation of these Terms, or infringement of any third-party rights.
- Third-Party Links and Services
The Website may contain links to third-party websites or services that are not owned or controlled by Endeavor Risk. We are not responsible for the content, privacy policies, or practices of any third-party websites or services. Your use of such third-party services is at your own risk.
- Dispute Resolution
12.1 Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of [Insert State], United States, without regard to its conflict of law principles.
12.2 Arbitration
Any disputes arising out of or relating to these Terms or your use of the Website shall be resolved through binding arbitration in Dallas County, Texas, conducted in accordance with the rules of the American Arbitration Association. The arbitrator’s decision shall be final and binding, and judgment may be entered in any court of competent jurisdiction. Each party shall bear its own costs and attorneys’ fees, unless otherwise determined by the arbitrator.
12.3 Class Action Waiver
You agree that any disputes will be resolved on an individual basis, and you waive any right to participate in a class action, collective action, or representative action against Endeavor Risk.
- Termination
We may terminate or suspend your access to the Website or services at our sole discretion, without notice, for any reason, including if we believe you have violated these Terms. Upon termination, your right to use the Website and services will cease immediately.
- Changes to These Terms
We may update these Terms from time to time at our sole discretion. The updated Terms will be posted on this page with a revised “Last Updated” date. Your continued use of the Website or services after such changes constitutes your acceptance of the new Terms.
- Force Majeure
Endeavor Risk shall not be liable for any delay or failure to perform its obligations under these Terms due to events beyond our reasonable control, including but not limited to natural disasters, acts of war, terrorism, or technical failures.
- Entire Agreement
These Terms, together with our Privacy Policy at http://www.endeavorrisk.com/privacy-policy, constitute the entire agreement between you and Endeavor Risk Advisors, LLC regarding your use of the Website and services, superseding any prior agreements.
- Severability
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.
- Waiver
No waiver of any provision of these Terms shall be deemed a further or continuing waiver of such provision or any other provision.
- Contact Us
For any questions or concerns regarding these Terms, please contact us at:
- Website: http://www.endeavorrisk.com
- Email: [email protected]
- Phone: 972-559-0461
For additional information, please review our Privacy Policy at http://www.endeavorrisk.com/privacy-policy and these Terms of Service at http://www.endeavorrisk.com/terms-of-service.